DebtYa
Pay down debt with more structure and less stress.
Get out of debt with a clear plan — no guessing
DebtYa does not move money or read your accounts for you. Add your debts manually, build a plan, see what to pay today, and confirm when you have paid your lender.
Three simple steps
Add your debts manually
Create your payoff plan
Pay what DebtYa suggests and confirm when done
Why DebtYa
- Save on interest
- Reduce financial stress
- Have a clear plan
Frequently asked questions
Short answers about how DebtYa fits into your routine.
What is DebtYa?
DebtYa is a personal workspace to list your debts, choose a payoff strategy, use light automation with rules, and mark what you paid. DebtYa does not move money for you.
Does DebtYa need my login credentials?
No. You enter balances and details yourself from your statements. That keeps you in control and avoids sharing logins with DebtYa.
Why review APR and minimum payment?
Your statement is the source of truth. Double-check APR and minimum payment before saving a debt so your plan matches reality.
How does billing work?
DebtYa Beta is billed monthly through Stripe. When you use "Get started" while signed in, you complete checkout securely and return to the app with your subscription status updated.
Can I cancel anytime?
Yes. You can manage billing through your customer portal when your plan is active, or reach out to support for help.
Who can I contact for help?
Email support@debtya.com. The in-app assistant can answer general how-to questions, but it does not replace your lender, advisor, or official documents.
DebtYa Beta
Everything you need to organize debts manually, automate useful rules, and see a clear next payment.